People of IFAC

We sort the compliance for IFAs, Mortgage Brokers, Insurance agents, credit brokers and fund managers.

Our Team

We are an experienced team that seeks to provide the best service.


Charlie Palmer

Charlie started out with Allied Dunbar in Cheltenham in 1992, set up his own practice as an IFA in 1997, and set up the network Financial Ltd in 2003, that grew to £35m turnover before selling out to what is now Sanlam Financial. He bought IFAC in 2005 as the compliance consultancy to the network. The software we built since 2005 has always been developed in house, until spun out into separate company BAT in 2018.
Charlie is church warden of Whittington, has written several books, including Comply or Die, available on Amazon, and has a small farm in the Cotswolds.


John Downs
Compliance Director

John has Dip PFS, CeMap, Advanced CeMap, SMP, Cert LTC, Cert RER and previously worked with Lloyds, in Domestic Banking, then moved into Financial Services in 1987. He has worked with in a Tied, IFA and Network environment, with roles including Financial / Mortgage Adviser, Training & Development Officer, Sales Manager, Compliance Manager, Training and Competence Manager, Compliance and Oversight etc, before joining IFAC in January 2016 to head up the Compliance Support regime. Previous Employers include Aviva, Whitechurch, Paradigm, Sesame Bankhall & Online Partnership.
A keen DIY enthusiast, caravanner and musician, John continues to enjoy all these activities, but only partakes in the music scene part time now, having briefly been on the Bristol circuit for Jazz / Rock / Big Band / Classical as a Drummer / Percussionist / backing vocalist.


Alastair Frame
Compliance Consultant

Alastair is level 3 qualified mortgage broker with RO1, RO5 and CF6.

After leaving university Alastair started with Bank of Bermuda in 1998, working in Investments and Settlements and corporate actions. He was involved with a project to centralise the banks European back office activities to Dublin. After nearly 3 years he spent the next four years working for Global Asset Management in their alternative investments and corporate Secretarial area. Meeting his wife and moving to London in 2008, he took on a role with Bank of New York Mellon managing one of the UK’s largest Hedge Funds. His appointment was a signature moment for IFAC and Alastair has been with the firm since 2016.


Daniel Garabal
Head of IT


George Romero
Software Architect


Jorge Babarro
Full Stack Developer


Izabela Siestrzykowska

Izabela Siestrzykowska joined Sanlam Financial in 2010 and has qualified in accounts, and she also has a BA graudate degree.


Ken Baksh
Investment Director

Ken commenced employment as a trainee investment analyst in 1976 with Touche Remnant,a leading Investment Trust Group. He joined Legal and General Investment in 1987 as a senior portfolio manager and subsequently rose to the position of Head of European Equities, responsible for Life, Pension and Unit Trust portfolios worth over £1.2 billion. Since setting up his own investment consultancy in 2002, he has worked with a hedge fund, private clients, charities,stock brokers and IFA’s providing a variety of investment services. He is a Fellow of the UK Society of Investment Professionals. When not glued to Bloomberg or the Financial Times, he runs, cycles and plays the piano.


Nick Hall
File Checker

Nick works as team leader of the file checkers, who all work remotely, are all qualified, and share work according to skillset.

Nick is level 4 qualified, has worked as IFA, in mortgage packaging firms, in broker sales, and across several national networks. MAQ, CF7, R01-5, CF7, J11, JO5 Dip PFS


Crispian Webb
T & C Director

After three years as an IFA, then nine years at Eagle Star and seven more at Endsleigh, Crispian is a highly experienced T&C director, and he explains in the attached video how he hopes to develop our Training and Competence, exams and training into the fast lane at IFAC.
Bespoke training on any issues in your firm, and Generic training in the BAT system

See Crispian Webb joins IFAC on YouTube


Kirsty Turner
Compliance Manager

Kirsty Turner Dip PFS, Pension Transfer Specialist, qualified in Compliance at Prudential in 1998 as a validator for pension transfers, moving to Towry Law, thence to Origen (formerly Wentworth Rose FS) Specialising in annuities,

until LEBC as their Director of Policy and Risk, responsible for compliance, training, recruitment, complaints, pension transfers and file checking, leading team with £10m budget.

Contact us

Any query? Don't hesitate and write us an e-mail or give us a phone call. We will be glad to assist you.

IFAC House, Unit 1.7,
Andovesford Business Park
GL54 4LB
01242 80 70 10