People of IFAC

We help IFAs, mortgage brokers, insurance agents, consumer credit brokers
and fund managers to make the right things in the right moment.
We are your compliance manager.

Our Team

We are an experienced team that seeks to provide the best service.

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Charlie Palmer
Director

charlie.palmer@ifac.eu

Charlie started out with Allied Dunbar in Cheltenham in 1992, set up his own practice as an IFA in 1997, and set up the network Financial Ltd in 2003, that grew to £35m turnover before selling out to what is now Sanlam Financial. He bought IFAC in 2005 as the compliance consultancy to the network. The software we built since 2005 has always been developed in house, until spun out into separate company BAT in 2018.
Charlie is church warden of Whittington, has written several books, including Comply or Die, available on Amazon, and has a small farm in the Cotswolds.

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John Downs
Compliance Director

john.downs@ifac.eu

John started his career with Lloyds, in Domestic Banking, then moved into Financial Services in 1987. He has worked with in a Tied, IFA and Network environment, with roles including Financial / Mortgage Adviser, Training & Development Officer, Sales Manager, Compliance Manager, Training and Competence Manager, Compliance and Oversight etc, before joining IFAC in January 2016 to head up the Compliance Support regime. Previous Employers include Aviva, Whitechurch, Paradigm, Sesame Bankhall & Online Partnership.
A keen DIY enthusiast, caravanner and musician, John continues to enjoy all these activities, but only partakes in the music scene part time now, having briefly been on the Bristol circuit for Jazz / Rock / Big Band / Classical as a Drummer / Percussionist / backing vocalist.

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Alastair Frame
Compliance Consultant

alastair.frame@ifac.eu

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Daniel Garabal
Head of IT

it@ifac.eu

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George Romero
Software Architect

it@ifac.eu

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Surekha Bagi
Accountant

surekha.bagi@ifac.eu

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Chidi Kalu
Compliance Consultant

chidi.kalu@ifac.eu

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Ken Baksh
Investment Director

ken.baksh@ifac.eu

Ken commenced employment as a trainee investment analyst in 1976 with Touche Remnant,a leading Investment Trust Group. He joined Legal and General Investment in 1987 as a senior portfolio manager and subsequently rose to the position of Head of European Equities, responsible for Life, Pension and Unit Trust portfolios worth over £1.2 billion. Since setting up his own investment consultancy in 2002, he has worked with a hedge fund, private clients, charities,stock brokers and IFA’s providing a variety of investment services. He is a Fellow of the UK Society of Investment Professionals. When not glued to Bloomberg or the Financial Times, he runs, cycles and plays the piano.

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Niel Gavin
T&C Director

niel.gavin@ifac.eu

Niel started life as an RAF Regiment Officer and eventually came into the industry as a Corporate Consultant with Friends Provident. In his time he has worked in PEMA with some of the largest Private Equity houses, managed in-house DB and DC schemes for the likes of Lloyds Bank, ITN and Land Securities and been intimately involved in large pension scheme buy-outs and ETV projects. He lives in Cheltenham, has two children and is hugely involved in England Netball.

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Nick Hall
File Checker

Nick works as team leader of the file checkers, who all work remotely, are all qualified, and share work according to skillset.

Nick is level 4 qualified, has worked as IFA, in mortgage packaging firms, in broker sales, and across several national networks. MAQ, CF7, R01-5, CF7, J11, JO5 Dip PFS

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Peter Trotman
Non Executive Director

peter.trotman@ifac.eu

Peter is based in Taunton, an accredited and experienced IFA – founder of Vision Business Advisers who has worked across the industry including with Allied Dunbar and Source Financial Ltd as executive director as well as in a variety of senior non executive roles, in Networks and Nationals. His expertise is M&A work, and has put together some of the largest and best known deals in retail financial markets over the last two decades.

Contact us

Any query? Don't hesitate and write us an e-mail or give us a phone call. We will be glad to assist you.

IFAC Ltd.
IFAC House, Unit 1.7,
Andovesford Business Park
GL54 4LB
01242 80 70 10