IFAC Ltd.

ALL COURSES START AT 10AM and finish between 11AM and 12midday

June 16th	SMF16 COMPLIANCE DIRECTOR TRAINING
June 18th	M&A IN RETAIL FINANCIAL SERVICES - A GUIDE
June 25th	INTRODUCERS AND APPOINTED REPRESENTATIVES

All news

#	Contenido
6	PTOO transfers set to boom in 2017 – transfer values jump 25% Written by Charlie Palmer on 10/08/2018 Read more
5	IFA market in May Written by Charlie Palmer on 10/08/2018 Read more
8	Introducer Appointed Representatives Written by Charlie Palmer on 10/08/2018 Read more
7	Attorney General confirms IFAs will be unaffected by Brexit Written by Charlie Palmer on 10/08/2018 Read more
9	Transfers of Occupational Schemes Written by Charlie Palmer on 10/08/2018 Read more
10	Metlife bonds Written by Charlie Palmer on 10/08/2018 Read more
11	Pension transfer introducers under attack Written by Charlie Palmer on 10/08/2018 Read more
12	Minority shareholdings in a company Written by Charlie Palmer on 10/08/2018 Read more
13	Appointing senior managers as directors Written by Charlie Palmer on 10/08/2018 Read more
14	FSCS fee levy Written by Charlie Palmer on 10/08/2018 Read more
15	Bankruptcy and Pension Drawdown Written by Charlie Palmer on 10/08/2018 Read more
16	Sale and Rent Back Written by Charlie Palmer on 10/08/2018 Read more
17	FCA concern over illiquid assets and open-ended investment funds Written by Charlie Palmer on 10/08/2018 Read more
18	Fixed and Individual protection 5th April 2017 Written by Charlie Palmer on 10/08/2018 Read more
19	FOS loses in High Court Written by Charlie Palmer on 10/08/2018 Read more
20	SJP accounts show adviser losses Written by Charlie Palmer on 10/08/2018 Read more
21	Pension Advice Allowance - Excellent news for employee benefit providers Written by Charlie Palmer on 10/08/2018 Read more
22	HMRC plans for Autumn statement Written by Charlie Palmer on 10/08/2018 Read more
23	Retrospective tax on past In specie transfers to pensions Written by Charlie Palmer on 10/08/2018 Read more
24	Summary of life time allowance Written by Charlie Palmer on 10/08/2018 Read more
25	QROPS tax charge Written by Charlie Palmer on 10/08/2018 Read more
26	FCA amend definitions of consumer credit Written by Charlie Palmer on 10/08/2018 Read more
27	Exemptions from FCA Consumer Credit Licence rules Written by Charlie Palmer on 10/08/2018 Read more
28	Apply for full authorisation with FCA Written by Charlie Palmer on 10/08/2018 Read more
29	FCA Connect - Alert Written by Charlie Palmer on 10/08/2018 Read more
30	PII – update Q2 2017 Written by Charlie Palmer on 10/08/2018 Read more
31	Net relevant life policies Written by Charlie Palmer on 10/08/2018 Read more
32	The Path to DFM Written by Charlie Palmer on 10/08/2018 Read more
33	FCA fines former investment banker for sharing client confidential information Written by Charlie Palmer on 10/08/2018 Read more
34	Nil Rate Band exemption Written by Charlie Palmer on 10/08/2018 Read more
35	Discounted Gift Trust Guide DGT now avalible in the Document Libary Written by Charlie Palmer on 10/08/2018 Read more
36	Salary Sacrifice Changes this new tax year Written by Charlie Palmer on 10/08/2018 Read more
37	Only advise under a contract Written by Charlie Palmer on 10/08/2018 Read more
38	Investment Trusts vs OEICS Written by Charlie Palmer on 10/08/2018 Read more
39	Subordinated loans and exempt cad Written by Charlie Palmer on 10/08/2018 Read more
40	Pension transfers continue to be our biggest subject Written by Charlie Palmer on 10/08/2018 Read more
41	No proof of providing the terms of business Written by Charlie Palmer on 10/08/2018 Read more
42	Transfer of an existing Life policy into a trust Written by Charlie Palmer on 10/08/2018 Read more
43	Proposed merger of WMA and APFA Written by Charlie Palmer on 10/08/2018 Read more
44	Damages for paying claims late Written by Charlie Palmer on 10/08/2018 Read more
45	Cap ad changes finally come into force… Written by Charlie Palmer on 10/08/2018 Read more
46	CityUK report on Brexit and financial services sector Written by Charlie Palmer on 10/08/2018 Read more
47	New IDD rules in GI market Written by Charlie Palmer on 10/08/2018 Read more
48	The Definition of exotic products / UCIS / NMPI Written by Charlie Palmer on 10/08/2018 Read more
49	New Guide to Keyman cover Written by Charlie Palmer on 10/08/2018 Read more
50	T&C for contractors Written by Charlie Palmer on 10/08/2018 Read more
51	Focused or limited advice? Written by Charlie Palmer on 10/08/2018 Read more
52	Departing IFAs take confidential information Written by Charlie Palmer on 10/08/2018 Read more
53	What is the average for an IFA in the UK? Written by Charlie Palmer on 10/08/2018 Read more
54	FCA led prosecution for advising without permission Written by Charlie Palmer on 10/08/2018 Read more
55	Morgan Stanley report “Fintech a guide to riches” Written by Charlie Palmer on 10/08/2018 Read more
56	Bond encashments Written by Charlie Palmer on 10/08/2018 Read more
57	Scots pay more tax Written by Charlie Palmer on 10/08/2018 Read more
58	Health and Safety and Employer responsibilites Written by Charlie Palmer on 10/08/2018 Read more
59	RDR moves into insurance management Written by Charlie Palmer on 10/08/2018 Read more
60	Personal service companies Written by Charlie Palmer on 10/08/2018 Read more
61	FCA policy statement on appropriate qualification exam standards Written by Charlie Palmer on 10/08/2018 Read more
62	FCA review of motor finance market indicates change Written by Charlie Palmer on 10/08/2018 Read more
63	Equity Release Written by Charlie Palmer on 10/08/2018 Read more
64	IFAs and the FCA Written by Charlie Palmer on 10/08/2018 Read more
65	Protected Tax Free Cash is being treated as safeguarded rights by providers Written by Charlie Palmer on 10/08/2018 Read more
66	Total expense ratio and the TAC Written by Charlie Palmer on 10/08/2018 Read more
67	Findings from an FCA review of life insurers' lifestyle investment strategies in pensions Written by Charlie Palmer on 10/08/2018 Read more
68	High Court says tax advisers breached duty of care Written by Charlie Palmer on 10/08/2018 Read more
69	Findings from an FCA review of life insurers' lifestyle investment strategies in pensions Written by Charlie Palmer on 10/08/2018 Read more
70	How to trade in EEA Written by Charlie Palmer on 10/08/2018 Read more
71	FCA call for input on access to insurance for cancer suffers Written by Charlie Palmer on 10/08/2018 Read more
72	New industry guide on lending to vulnerable customers Written by Charlie Palmer on 10/08/2018 Read more
73	The week - By Charlie Llewellen Palmer Written by Charlie Palmer on 10/08/2018 Read more
74	On 16 June 2017, the FCA announced that two individuals have been charged with insider dealing. Written by Charlie Palmer on 10/08/2018 Read more
75	Queen's Speech 2017: financial services implications Written by Charlie Palmer on 10/08/2018 Read more
76	Chinese shares to join MSCI emerging market indices Written by Charlie Palmer on 10/08/2018 Read more
77	FCA takes action against Admiral for giving customers inaccurate information in renewal documents Written by Charlie Palmer on 10/08/2018 Read more
78	Findings from an FCA review of life insurers' lifestyle investment strategies in pensions Written by Charlie Palmer on 10/08/2018 Read more
79	Chancellor on Brexit and financial services in Mansion House speech Written by Charlie Palmer on 10/08/2018 Read more
80	Pension Transfers Written by Charlie Palmer on 10/08/2018 Read more
81	FCA compliance and the Mortgage Credit Directive Written by Charlie Palmer on 10/08/2018 Read more
82	IFAs take £70k pre RDR pa trail - FCA Asset Management Study Written by Charlie Palmer on 10/08/2018 Read more
83	FCA Asset Management Market Study Written by Charlie Palmer on 10/08/2018 Read more
84	Staff Incentives Written by Charlie Palmer on 10/08/2018 Read more
85	Enforcement and directors Written by Charlie Palmer on 10/08/2018 Read more
86	Pension freedom problem created by Government Written by Charlie Palmer on 10/08/2018 Read more
87	ICO fines Moneysupermarket.com Ltd £80,000 for sending unsolicited direct Written by Charlie Palmer on 10/08/2018 Read more
88	GAD rates and MPAA Reducing Written by Charlie Palmer on 10/08/2018 Read more
89	MiFID II passporting forms Written by Charlie Palmer on 10/08/2018 Read more
90	FCA and the investment platforms market study Written by Charlie Palmer on 10/08/2018 Read more
91	Free Download Written by Charlie Palmer on 10/08/2018 Read more
92	Pension transfers set to boom Written by Charlie Palmer on 10/08/2018 Read more
93	Esoteric investment problems Written by Charlie Palmer on 10/08/2018 Read more
94	IFAs to report on offshore structures Written by Charlie Palmer on 10/08/2018 Read more
95	Supervisor Training Written by Charlie Palmer on 10/08/2018 Read more
96	Lead generation under pressure from ICO Written by Charlie Palmer on 10/08/2018 Read more
97	HMRC Fines for non reporting of Drawdown cases Written by Charlie Palmer on 10/08/2018 Read more
98	Pensions and Lasting Power of Attorney LPA Written by Charlie Palmer on 10/08/2018 Read more
99	FCA has published a second consultation paper on PII and FSCS Written by Charlie Palmer on 10/08/2018 Read more
100	PII to exclude Insolvency exclusions Written by Charlie Palmer on 10/08/2018 Read more
101	PSD2 provides adviser access to customer payments Written by Charlie Palmer on 10/08/2018 Read more
102	Pension developments November 17 Written by Charlie Palmer on 10/08/2018 Read more
103	Pension Ombudsman rules against complainant Written by Charlie Palmer on 10/08/2018 Read more
104	FCA consultation paper on the senior managers regime SMR Written by Charlie Palmer on 10/08/2018 Read more
105	Annuity PAYE overcharges pensioners Written by Charlie Palmer on 10/08/2018 Read more
106	S32, S226 and pension transfers Written by Charlie Palmer on 10/08/2018 Read more
107	Inheritance Tax Relief Written by Charlie Palmer on 10/08/2018 Read more
108	MiFid II Requirement IFA Target Market Analysis Documentation Written by Charlie Palmer on 10/08/2018 Read more
109	Strategy for Long Term Balanced Accounts Written by Charlie Palmer on 10/08/2018 Read more
110	Pension Knowledge Question Written by Charlie Palmer on 10/08/2018 Read more
111	Boom in alternative assets Written by Charlie Palmer on 10/08/2018 Read more
112	FCA's 2018-19 business plan Written by Charlie Palmer on 10/08/2018 Read more
113	ICO Legitimate Interests' Guidance Written by Charlie Palmer on 10/08/2018 Read more
114	Pension Transfers and Opt Outs Written by Charlie Palmer on 10/08/2018 Read more
115	Test question! Written by Charlie Palmer on 10/08/2018 Read more
116	Pension Transfers Written by Charlie Palmer on 10/08/2018 Read more
117	FCA Round robin emails – part one - Did you receive it? Written by Charlie Palmer on 10/08/2018 Read more
118	FCA round robin emails – part two – why it's important for you Written by Charlie Palmer on 10/08/2018 Read more
119	Thematic review of non-advised drawdown Written by Charlie Palmer on 10/08/2018 Read more
120	Thomson Reuters has published a report on culture and conduct risk 2018. Written by Charlie Palmer on 10/08/2018 Read more
121	FCA consults on 2018/19 regulated fee and levy rate proposals Written by Charlie Palmer on 10/08/2018 Read more
122	Gabriel reports must be accurate as the FCA prepare to review data submissions in time for a report in October Written by Charlie Palmer on 10/08/2018 Read more
123	How to complete pension sharing orders on Gabriel Written by Charlie Palmer on 10/08/2018 Read more
124	Data protection and EEA and emailing your files Written by Charlie Palmer on 10/08/2018 Read more
125	General Insurance Written by Charlie Palmer on 10/08/2018 Read more
126	Ransomware Attack - IFAC Advice Written by Charlie Palmer on 10/08/2018 Read more
127	Sacking clients Written by Charlie Palmer on 10/08/2018 Read more
128	FCA launch suitability report thematic review (April 2016) Written by Charlie Palmer on 10/08/2018 Read more
129	JCB and DHL fined together Written by Charlie Palmer on 10/08/2018 Read more
130	Compliance Calling 7th February 2017 Written by Charlie Palmer on 10/08/2018 Read more
131	Compliance Calling 7th January 2017 Written by Charlie Palmer on 10/08/2018 Read more
132	Compliance Calling 10th January 2017 Written by Charlie Palmer on 10/08/2018 Read more
133	Compliance Calling 14th February Written by Charlie Palmer on 10/08/2018 Read more
134	FCA initial report on assessing suitability review Written by Charlie Palmer on 10/08/2018 Read more
135	FCA Annual Report 2017 Written by Charlie Palmer on 10/08/2018 Read more
136	Monthly Newsletters Written by Charlie Palmer on 10/08/2018 Read more
137	Adverts and Satsuma loans Written by Charlie Palmer on 10/08/2018 Read more
138	The issue of ‘insistent clients’ has come to a head with the recent pension reforms and the industry has been airing their various views in the t Written by Charlie Palmer on 10/08/2018 Read more
139	EU legislation will affect Data Protection whether in or out Written by Charlie Palmer on 10/08/2018 Read more
140	Compliance Calling 17th January 2017 Written by Charlie Palmer on 10/08/2018 Read more
141	Compliance Calling 7th March 2017 Written by Charlie Palmer on 10/08/2018 Read more
142	Compliance Calling 28th February 2017 Written by Charlie Palmer on 10/08/2018 Read more
143	Risk and the need for Reg-tech Written by Charlie Palmer on 10/08/2018 Read more
144	Santander breach promotion rules Written by Charlie Palmer on 10/08/2018 Read more
145	NatWest fine makes for uncomfortable reading for compliance staff and industry Written by Charlie Palmer on 10/08/2018 Read more
146	Barclays fine explained -a lesson in completing your breach register Written by Charlie Palmer on 10/08/2018 Read more
147	EBA consults on draft recommendations on outsourcing to cloud service providers Written by Charlie Palmer on 10/08/2018 Read more
148	FCA confirm that network members may not conduct pension transfers, nor transfer safeguarded rights Written by Charlie Palmer on 10/08/2018 Read more
149	Pension Freedom - Struggling to keep up with all the changes? Written by Charlie Palmer on 10/08/2018 Read more
150	Ransomware Attack Written by Charlie Palmer on 10/08/2018 Read more
151	Test question 27/04/2018 Written by Charlie Palmer on 10/08/2018 Read more
152	A healthy share price means healthy IFA. Written by Charlie Palmer on 10/08/2018 Read more
153	Ken’s fund choice for the week Written by Charlie Palmer on 10/08/2018 Read more
154	M&A activity – DFM for sale Written by Charlie Palmer on 10/08/2018 Read more
155	FCA complaints data for second half of 2017 Written by Charlie Palmer on 10/08/2018 Read more
156	Mortgages and product transfers Written by Charlie Palmer on 10/08/2018 Read more
407	Buy to Let and Let to Buy - New procedures required from 26th June 2020 Written by Charlie Palmer on 25/06/2020 Read more
157	BAT System to replace Reever Written by Charlie Palmer on 10/08/2018 Read more
158	IFA receives a request to delete data Written by Charlie Palmer on 10/08/2018 Read more
159	Ken Baksh August 2020 Market Report Written by Charlie Palmer on 10/08/2018 Read more
160	FCA fees Written by Charlie Palmer on 10/08/2018 Read more
161	Andrew Bailey this week said this about the changing face of UK savings: Written by Charlie Palmer on 10/08/2018 Read more
162	Call recording Written by Charlie Palmer on 10/08/2018 Read more
163	IHT review announced by HM Government Written by Charlie Palmer on 10/08/2018 Read more
164	Letter from an EU adviser – The Elephant in the room Written by Charlie Palmer on 10/08/2018 Read more
165	The Financial planner dilemma- OEICS or Bond with OEICS Written by Charlie Palmer on 10/08/2018 Read more
166	HM Treasury summary of responses to consultation on legislation to support cheque imaging Written by Charlie Palmer on 10/08/2018 Read more
167	Claims management to be regulated by FCA Written by Charlie Palmer on 10/08/2018 Read more
168	Coats proposes merger of its UK DB schemes Written by Charlie Palmer on 10/08/2018 Read more
169	Test question 8th May Written by Charlie Palmer on 10/08/2018 Read more
170	Test question 11th May Written by Charlie Palmer on 10/08/2018 Read more
171	The FCA and GDPR - 14 Days and counting… Written by Charlie Palmer on 10/08/2018 Read more
172	What does the GDPR mean for SMEs? Written by Charlie Palmer on 10/08/2018 Read more
173	The BAT SYSTEM goes live from Monday. Written by Charlie Palmer on 10/08/2018 Read more
174	Important note to all our members concerning DB file checks and DB File Pre-scrutiny Written by Charlie Palmer on 10/08/2018 Read more
175	IFAC's Occupational Pension Transfers File Check Service Written by Charlie Palmer on 10/08/2018 Read more
176	Bonds versus OEICS Written by Charlie Palmer on 10/08/2018 Read more
177	Mortgage Advice Compliance requirements. Written by Charlie Palmer on 10/08/2018 Read more
178	The Resolution Foundation report proposes radical change to IHT; a lifetime receipts basis and a review of business and agricultural relief. Written by Charlie Palmer on 10/08/2018 Read more
179	FSCS – changes afoot Written by Charlie Palmer on 10/08/2018 Read more
180	The week of the BAT Written by Charlie Palmer on 10/08/2018 Read more
181	EMI and Europe Written by Charlie Palmer on 10/08/2018 Read more
182	Banks Written by Charlie Palmer on 10/08/2018 Read more
183	JP Morgan Chinese Investment Trust plc-ISIN-GB0003435012-JMC Written by Charlie Palmer on 10/08/2018 Read more
184	Ocean finance – doyen of daytime TV censured for promotion fail Written by Charlie Palmer on 10/08/2018 Read more
185	Employing family members Written by Charlie Palmer on 10/08/2018 Read more
186	GDPR client agreement letters Written by Charlie Palmer on 10/08/2018 Read more
187	Pensions Regulator Publishes Information on DB Transfers Written by Charlie Palmer on 10/08/2018 Read more
188	Test question 18th May Written by Charlie Palmer on 10/08/2018 Read more
189	The real meaning of RDR Written by Charlie Palmer on 10/08/2018 Read more
190	FCA review of Roboadvice Written by Charlie Palmer on 10/08/2018 Read more
191	Unions urge Tata Steel to bolster pension payouts Written by Charlie Palmer on 10/08/2018 Read more
192	Multifactor Investing Written by Charlie Palmer on 10/08/2018 Read more
193	FCA speech on building societies and the future of retail banking Written by Charlie Palmer on 10/08/2018 Read more
194	IFAs to be prosecuted for taking client data Written by Charlie Palmer on 10/08/2018 Read more
195	Reduce your IHT by 10% by leaving 10% to charity. Written by Charlie Palmer on 10/08/2018 Read more
196	ICO news and recent enforcement action Written by Charlie Palmer on 10/08/2018 Read more
197	Test question 25th May Written by Charlie Palmer on 10/08/2018 Read more
198	BAT DEVELOPMENTS Written by Charlie Palmer on 10/08/2018 Read more
199	The week in brief Written by Charlie Palmer on 10/08/2018 Read more
200	Limiting your Liability and cold calling Written by Charlie Palmer on 10/08/2018 Read more
201	Aon survey DB schemes appointing IFAs Written by Charlie Palmer on 10/08/2018 Read more
202	EIS/SEIS statistics - SUBSCRIPTIONS FELL 8% IN 2016/17 Written by Charlie Palmer on 10/08/2018 Read more
203	MSCI Emerging Market index to include China: Written by Charlie Palmer on 10/08/2018 Read more
204	Investment business still covered by insurance licence in EU Written by Charlie Palmer on 10/08/2018 Read more
205	Bank Launches £500 Million Fund for SMEs Written by Charlie Palmer on 10/08/2018 Read more
206	Test question 8th June Written by Charlie Palmer on 10/08/2018 Read more
207	Charity Sector Pensions under the spotlight Written by Charlie Palmer on 10/08/2018 Read more
208	Test question 15th June Written by Charlie Palmer on 10/08/2018 Read more
209	Schroder European Real Estate Investment Trust - ISIN - Gb00By7R8K77 Written by Charlie Palmer on 10/08/2018 Read more
210	The week in brief (w/c 11th June) Written by Charlie Palmer on 10/08/2018 Read more
211	Family business succession Written by Charlie Palmer on 10/08/2018 Read more
212	Senior Managers Regime Written by Charlie Palmer on 10/08/2018 Read more
213	Test question 26th June Written by Charlie Palmer on 10/08/2018 Read more
214	Prioritisation! Written by Charlie Palmer on 10/08/2018 Read more
215	The MSCI Emerging Markets index is changed again Written by Charlie Palmer on 10/08/2018 Read more
216	GDPR: self-reporting data breaches to the FCA Written by Charlie Palmer on 10/08/2018 Read more
217	High street banks neglect small biz Written by Charlie Palmer on 10/08/2018 Read more
218	A Fund for the World Cup Written by Charlie Palmer on 10/08/2018 Read more
219	Test question 29th June Written by Charlie Palmer on 10/08/2018 Read more
220	Pension transfers - the debate continues Written by Charlie Palmer on 10/08/2018 Read more
221	Petition to Stop Insolvency Practitioners Raiding Client Funds Written by Charlie Palmer on 10/08/2018 Read more
222	IPipeline solution builder for Protection Quotes Written by Charlie Palmer on 10/08/2018 Read more
223	Test question 10th July Written by Charlie Palmer on 10/08/2018 Read more
224	High court approves Royal London buy out of GARs. Written by Charlie Palmer on 10/08/2018 Read more
225	Pensions week uncover dormant pension pots Written by Charlie Palmer on 10/08/2018 Read more
226	Test question 13th July Written by Charlie Palmer on 10/08/2018 Read more
227	Fund Management Research Written by Charlie Palmer on 10/08/2018 Read more
228	Test question 20th July Written by Charlie Palmer on 10/08/2018 Read more
229	Jargon Buster Written by Charlie Palmer on 10/08/2018 Read more
230	Employee Benefits in 2018 Written by Charlie Palmer on 10/08/2018 Read more
231	SASS and loanbacks etc Written by Charlie Palmer on 10/08/2018 Read more
232	why Suitability Reports are required for protection Written by Charlie Palmer on 10/08/2018 Read more
233	Test question 27/07/2018 Written by Charlie Palmer on 10/08/2018 Read more
234	The General Data Protection Regulations (GDPR) - IFAC’s approach Written by Charlie Palmer on 10/08/2018 Read more
235	How to sell your client book under GDPR Written by Charlie Palmer on 10/08/2018 Read more
236	New GDPR client agreement Written by Charlie Palmer on 10/08/2018 Read more
237	Test question 3rd August Written by Charlie Palmer on 10/08/2018 Read more
238	Test question 10th August Written by Charlie Palmer on 10/08/2018 Read more
239	Model Discretionary Investment Management Agreement for a professional client Written by Charlie Palmer on 10/08/2018 Read more
240	GDPR for Will Writers and Trustees Written by Charlie Palmer on 10/08/2018 Read more
241	Data Protection and GDPR Written by Charlie Palmer on 10/08/2018 Read more
242	Compensation for Mis-sold SIPP/ investments & QROPs Written by Charlie Palmer on 10/08/2018 Read more
243	ETFs - an excellent introduction and risk assessment Written by Charlie Palmer on 10/08/2018 Read more
244	The GDPR is just beginning Written by Charlie Palmer on 10/08/2018 Read more
245	Pensions Ombudsman pushes pension transfer liability onto Occupational scheme Written by Charlie Palmer on 10/08/2018 Read more
246	Insistent clients dealt a final death-blow by tribunal Written by Charlie Palmer on 10/08/2018 Read more
247	Pensions Ombudsman pushes pension transfer liability onto Occupational scheme Written by Charlie Palmer on 10/08/2018 Read more
248	BAT Training Written by Charlie Palmer on 19/10/2018 Read more
249	FCA Visit Preparation Written by Charlie Palmer on 19/10/2018 Read more
250	Anti Money Laundering Training Written by Charlie Palmer on 19/10/2018 Read more
251	Supervisor/Director Training Courses Written by Charlie Palmer on 19/10/2018 Read more
252	Member Update 19th October Written by Charlie Palmer on 19/10/2018 Read more
253	Member Update 26th October Written by Charlie Palmer on 29/10/2018 Read more
254	Member Update 2nd November - SIPP claims Written by Charlie Palmer on 02/11/2018 Read more
255	T&C Written by Charlie Palmer on 05/11/2018 Read more
256	FOS and the IFAC Challenge Written by Charlie Palmer on 05/11/2018 Read more
257	Member Update 9th November Written by Charlie Palmer on 09/11/2018 Read more
258	Member Update 16th November 2018 Written by Charlie Palmer on 15/11/2018 Read more
259	Member Update 23rd November 18 Written by Charlie Palmer on 23/11/2018 Read more
260	Member Update 30th November 18 Written by Charlie Palmer on 30/11/2018 Read more
261	Member Update 7th December Written by Charlie Palmer on 06/12/2018 Read more
262	Newsletter 14th December 18 Written by Charlie Palmer on 14/12/2018 Read more
263	Newsletter 14th December 18 Written by Charlie Palmer on 14/12/2018 Read more
264	Member Update 4th January Written by Charlie Palmer on 04/01/2019 Read more
265	Member Update 11th January Written by Charlie Palmer on 11/01/2019 Read more
266	Member Update 18th January Written by Charlie Palmer on 17/01/2019 Read more
267	Member Update 1st February 2019 Written by Charlie Palmer on 31/01/2019 Read more
268	IFAC launch Automated Annual Money Laundering Report Written by Charlie Palmer on 05/02/2019 Read more
269	Commission Clawback risk drives new procedure Written by Charlie Palmer on 05/02/2019 Read more
270	Pure Legal blitz industry with interest only mortgage claims Written by Charlie Palmer on 05/02/2019 Read more
271	Member Update 15th February 2019 Written by Charlie Palmer on 15/02/2019 Read more
272	Member Update 22nd February 2019 Written by Charlie Palmer on 25/02/2019 Read more
273	VAT on SIPPs Written by Charlie Palmer on 25/02/2019 Read more
274	The BB principal of liability Written by Charlie Palmer on 25/02/2019 Read more
275	Cold Calling Written by Charlie Palmer on 25/02/2019 Read more
276	ASR2 Written by Charlie Palmer on 25/02/2019 Read more
277	DB contingent charging Written by Charlie Palmer on 25/02/2019 Read more
278	Due Diligence and the IFA Written by Charlie Palmer on 25/02/2019 Read more
279	Trainee Financial Adviser Courses Written by Charlie Palmer on 25/02/2019 Read more
280	Member Update 1st March 2019 Written by Charlie Palmer on 01/03/2019 Read more
281	Brexit – new options open up immediately Written by Charlie Palmer on 01/03/2019 Read more
282	Mifid II Disclosure Update Written by Charlie Palmer on 05/03/2019 Read more
283	Dublin's interpretation of Hard Brexit Written by Charlie Palmer on 05/03/2019 Read more
284	Family Companies Written by Charlie Palmer on 07/03/2019 Read more
285	Member Update 8th March 19 Written by Charlie Palmer on 07/03/2019 Read more
286	Member Update 15th March 2019 Written by Charlie Palmer on 15/03/2019 Read more
287	FOS award limit Written by Charlie Palmer on 15/03/2019 Read more
288	Delegated Authority Written by Charlie Palmer on 15/03/2019 Read more
289	FCA Directory of Financial Advisers Written by Charlie Palmer on 15/03/2019 Read more
290	New FCA register and its operations Written by Charlie Palmer on 15/03/2019 Read more
291	Member Update 22nd March 2019 Written by Charlie Palmer on 22/03/2019 Read more
292	In or Out Written by Charlie Palmer on 22/03/2019 Read more
293	FCA action on reporting Gabriel Written by Charlie Palmer on 22/03/2019 Read more
294	PII Market Review of FOS awards Written by Charlie Palmer on 22/03/2019 Read more
295	Brexit Special Written by Charlie Palmer on 26/03/2019 Read more
296	PII update on FOS limits Written by Charlie Palmer on 04/04/2019 Read more
300	Auto Enrolment Written by Charlie Palmer on 09/04/2019 Read more
297	Member Update 5th April 2019 Written by Charlie Palmer on 04/04/2019 Read more
298	SJP Written by Charlie Palmer on 04/04/2019 Read more
299	Sale of a Biz for Goodwill Written by Charlie Palmer on 04/04/2019 Read more
301	Member Update 12th April 2019 Written by Charlie Palmer on 11/04/2019 Read more
302	Charlie Palmer explores regulation and change in financial services Written by Charlie Palmer on 11/04/2019 Read more
303	Niel Gavin explains ISA and LISA Written by Charlie Palmer on 11/04/2019 Read more
304	Dear CEO - Financial Promotions Written by Niel Gavin on 16/04/2019 Read more
305	Weekly Question Written by Niel Gavin on 17/04/2019 Read more
306	FCA action on GI distribution chains Written by Charlie Palmer on 18/04/2019 Read more
307	FCA's release their eagerly awaited business plan (seriously) Written by Niel Gavin on 29/04/2019 Read more
311	FCA regulation of CMCs Written by Charlie Palmer on 03/05/2019 Read more
308	Weekly Question - Mortgages Written by Niel Gavin on 29/04/2019 Read more
309	DB Pensions - Be Afraid.....Be Very Afraid.....(Not me though!) Written by Niel Gavin on 02/05/2019 Read more
310	Weekly Question - Pensions Written by Niel Gavin on 02/05/2019 Read more
314	FCA proposes changes to mortgage advice rules to encourage consumer choice Written by Charlie Palmer on 10/05/2019 Read more
312	Weekly Question - Taxation Written by Niel Gavin on 08/05/2019 Read more
313	MPAA - What is that I hear some of you ask? Written by Niel Gavin on 08/05/2019 Read more
315	How one £24,000 investment started a SIPP scare! Written by Niel Gavin on 16/05/2019 Read more
316	Weekly Question - Investments Written by Niel Gavin on 16/05/2019 Read more
317	Weekly Question - State Benefits Written by Niel Gavin on 17/05/2019 Read more
318	Cashflow modelling - Essential or Superfluous? Written by Niel Gavin on 17/05/2019 Read more
319	Member Update 24th May 2019 Written by Charlie Palmer on 24/05/2019 Read more
320	LCF is a gamechanger; a FCA licence is a valuable thing Written by Charlie Palmer on 24/05/2019 Read more
321	Inheritance It Brings Out The Best In Your Family Written by Niel Gavin on 30/05/2019 Read more
322	Weekly Question - Bonds Written by Niel Gavin on 30/05/2019 Read more
323	FCSC Levy Goes Up so advisers, it's your round again! Written by Niel Gavin on 06/06/2019 Read more
324	Weekly Question - Pensions Written by Niel Gavin on 06/06/2019 Read more
325	Disgruntled bank-clerk writes off debt without authority Written by Charlie Palmer on 07/06/2019 Read more
326	Trust Me......Unit or Investment Trust? Written by Niel Gavin on 13/06/2019 Read more
327	Weekly Question - Compliance Risk Written by Niel Gavin on 13/06/2019 Read more
328	Is your buy to let interest waning.......? Maybe you need better company? Written by Niel Gavin on 19/06/2019 Read more
329	Weekly Question - Pensions Written by Niel Gavin on 19/06/2019 Read more
330	Diligence - Equitable Life, Arch Cru, Neil Woodford, who's next.....? Written by Niel Gavin on 26/06/2019 Read more
331	Weekly Question - Estate Planning Written by Niel Gavin on 26/06/2019 Read more
332	Test Written by Niel Gavin on 04/07/2019 Read more
334	Weekly Question - Investment Written by Niel Gavin on 04/07/2019 Read more
335	Weekly Question - Income Protection Written by Niel Gavin on 10/07/2019 Read more
336	Claims Management Companies. Champion of the average client or far less altruistic? Written by Niel Gavin on 11/07/2019 Read more
333	DB Schemes Deficits Go Up - Man the lifeboats! We are all doomed......? Written by Niel Gavin on 04/07/2019 Read more
337	£33,000 up for grabs for free! Written by Niel Gavin on 16/07/2019 Read more
338	Weekly Question - Property & Inheritance Tax Written by Niel Gavin on 16/07/2019 Read more
339	FCA ban crypto assets Written by Charlie Palmer on 19/07/2019 Read more
340	The latest FCA Investigation - Stand By Your Beds! Written by Niel Gavin on 24/07/2019 Read more
341	The Toy-Boy Tax Written by Niel Gavin on 24/07/2019 Read more
342	Weekly Question Mortgage Protection Written by Niel Gavin on 24/07/2019 Read more
343	To Network or not.....that is the question? Written by Niel Gavin on 01/08/2019 Read more
344	Weekly Question - Pensions Written by Niel Gavin on 01/08/2019 Read more
345	Protect the most valuable asset you'll ever have (not those pug decorative plates!) Written by Niel Gavin on 01/08/2019 Read more
346	Advisers and Discretionary Fund Managers - Are the FCA now looking at you? Written by Niel Gavin on 08/08/2019 Read more
347	Edinburgh - Property Price Engine..... Written by Niel Gavin on 08/08/2019 Read more
348	Weekly Question Investments Written by Niel Gavin on 08/08/2019 Read more
349	Senior Managers Regime Written by Charlie Palmer on 08/08/2019 Read more
350	Will DB transfers ever be viable again? Written by Niel Gavin on 15/08/2019 Read more
351	Weekly Question - Life Assurance Written by Niel Gavin on 15/08/2019 Read more
352	Synaptics Written by Charlie Palmer on 22/08/2019 Read more
385	Member Update 6th December 19 Written by Charlie Palmer on 05/12/2019 Read more
353	Advising or Selling - Which are you doing? Written by Niel Gavin on 29/08/2019 Read more
354	Weekly Question Regulation Written by Niel Gavin on 29/08/2019 Read more
355	Critical Illness Cover - More Important than ever? Written by Niel Gavin on 06/09/2019 Read more
356	Weekly Question - Senior Managers Regime Written by Niel Gavin on 06/09/2019 Read more
357	VCTs - Should you be considering them? Written by Niel Gavin on 18/09/2019 Read more
358	Weekly Question - Investing Written by Niel Gavin on 18/09/2019 Read more
359	HR FEATURE: Covert recording by employees. Written by Charlie Palmer on 23/09/2019 Read more
360	Pension Sharing Orders on Divorce - Should you avoid them? Written by Niel Gavin on 25/09/2019 Read more
361	Weekly Question - Tax Efficient Investing Written by Niel Gavin on 25/09/2019 Read more
362	Weekly Question Written by Charlie Palmer on 02/10/2019 Read more
363	Appointed Reps and DA firms Written by Charlie Palmer on 02/10/2019 Read more
364	Weekly Question 11th October 19 Written by Charlie Palmer on 11/10/2019 Read more
365	IHT revisited Written by Charlie Palmer on 11/10/2019 Read more
366	IHT revisited Written by Charlie Palmer on 11/10/2019 Read more
367	Senior Managers Regime - part three Written by Charlie Palmer on 11/10/2019 Read more
368	Question for 18th October 19 Written by Charlie Palmer on 17/10/2019 Read more
369	Cold Calling Ban Written by Charlie Palmer on 22/10/2019 Read more
370	Question for 25th October 19 Written by Charlie Palmer on 22/10/2019 Read more
371	Question for 1st November 19 Written by Charlie Palmer on 01/11/2019 Read more
372	Lessons learned in a crisis with HSBC Written by Charlie Palmer on 07/11/2019 Read more
373	Question for 8th November 19 Written by Charlie Palmer on 07/11/2019 Read more
374	Lessons from Woodford Written by Charlie Palmer on 12/11/2019 Read more
375	Woodford Update Written by Charlie Palmer on 18/11/2019 Read more
379	Carry forward of tax relief Written by Charlie Palmer on 19/11/2019 Read more
376	FTSE halves in size Written by Charlie Palmer on 18/11/2019 Read more
377	Bonds Offshore versus Bonds onshore Written by Charlie Palmer on 18/11/2019 Read more
378	IFAs and Psychotherapy Written by Charlie Palmer on 18/11/2019 Read more
380	Member Update 22nd November 2019 Written by Charlie Palmer on 21/11/2019 Read more
381	Shareholder or director? Written by Charlie Palmer on 29/11/2019 Read more
382	Insurance - finalised FCA guidance on GI Distribution chain Written by Charlie Palmer on 29/11/2019 Read more
383	Member Update 29th Nov 19 Written by Charlie Palmer on 29/11/2019 Read more
384	£23.4 BILLION of Debt in small biz sector - IFAs unaffected Written by Charlie Palmer on 29/11/2019 Read more
386	Member Update 13th December 19 Written by Charlie Palmer on 13/12/2019 Read more
387	Pension contributions - maximum allowance Written by Charlie Palmer on 16/12/2019 Read more
388	IFAs to fight back after Fake signature ruling on claim Written by Charlie Palmer on 20/12/2019 Read more
389	Member Update 20th December 19 Written by Charlie Palmer on 20/12/2019 Read more
390	Member Update 10th January 2020 Written by Charlie Palmer on 09/01/2020 Read more
391	Farmland is the ultimate inheritance tax vehicle Written by Charlie Palmer on 09/01/2020 Read more
392	Member Update 17th January 2020 Written by Charlie Palmer on 16/01/2020 Read more
393	Member Update 20th January 2020 Written by Charlie Palmer on 22/01/2020 Read more
394	Member update 20th January 2020 - part 2 Written by Charlie Palmer on 22/01/2020 Read more
395	Member Update 31st January 2020 Written by Charlie Palmer on 31/01/2020 Read more
396	Member update 7th February Written by Charlie Palmer on 07/02/2020 Read more
397	Travel Insurance rule changes Written by Charlie Palmer on 07/02/2020 Read more
398	Travel Insurance rule changes Written by Charlie Palmer on 07/02/2020 Read more
399	IFAC File check appeal process Written by Charlie Palmer on 07/02/2020 Read more
400	SMART SEARCH Written by Charlie Palmer on 08/04/2020 Read more
401	Sarasin News for IFAC members Written by Charlie Palmer on 15/05/2020 Read more
402	Robo Advice post Corona Written by Charlie Palmer on 15/05/2020 Read more
403	Zoom calls provide an option to replace SR reports Written by Charlie Palmer on 15/05/2020 Read more
404	Spill your conflakes with FOS letter denying hindsight Written by Charlie Palmer on 15/05/2020 Read more
405	Member Update 29th May 2020 Written by Charlie Palmer on 29/05/2020 Read more
406	DB Transfers and pensions 12th June 2020 Written by Charlie Palmer on 11/06/2020 Read more
408	VAT and DFM Written by Charlie Palmer on 26/06/2020 Read more
409	Synaptics training Written by Charlie Palmer on 03/07/2020 Read more
410	FCA Capital issues for IFA firms going DFM Written by Charlie Palmer on 03/07/2020 Read more
411	Vulnerable Clients back in the spotlight Written by Charlie Palmer on 03/08/2020 Read more
412	Priips and the IFA Written by Charlie Palmer on 07/08/2020 Read more
413	Model Fund Management Written by Charlie Palmer on 11/08/2020 Read more
448	OFFSHORE ADVICE POST BREXIT Written by Charlie Palmer on 04/03/2021 Read more
414	IFAC launch new exam on BAT for all brokers Written by Charlie Palmer on 07/09/2020 Read more
415	Wirecard class action raises regulator immunity questions Written by Charlie Palmer on 07/09/2020 Read more
416	September 2020 comment - the SHOFFICE Written by Charlie Palmer on 07/09/2020 Read more
417	IFAs advising on bulk S32 transfers ALERT! Written by Charlie Palmer on 18/09/2020 Read more
418	Ken Baksh Monthly Commentary - November 2020 Written by Charlie Palmer on 01/10/2020 Read more
419	Defined Benefit Abridged Advice Written by Charlie Palmer on 09/10/2020 Read more
420	Member update 30th October 2020 Written by Charlie Palmer on 29/10/2020 Read more
421	Member update 6th November 2020 Written by Charlie Palmer on 09/11/2020 Read more
422	Promotions under review Written by Charlie Palmer on 09/11/2020 Read more
423	FSCS MAY BECOME NATIONAL INSURANCE SCHEME Written by Charlie Palmer on 09/11/2020 Read more
424	CASHFLOW FORECAST TOOL LAUNCHED BY IFAC Written by Charlie Palmer on 09/11/2020 Read more
425	MORTGAGE MARKET TOPSY TURVY Written by Charlie Palmer on 09/11/2020 Read more
426	Ken Baksh investment view December 2020 Written by Charlie Palmer on 01/12/2020 Read more
427	Professional Clients Written by Charlie Palmer on 11/12/2020 Read more
428	Weekly update 11th December 2020 Written by Charlie Palmer on 11/12/2020 Read more
429	IFAC's investment view January 2020 Written by Charlie Palmer on 04/01/2021 Read more
430	NEW YEAR MESSAGE FROM IFAC Written by Charlie Palmer on 16/01/2021 Read more
431	TRAINING FROM CRISPIAN Written by Charlie Palmer on 16/01/2021 Read more
432	ONLINE POP UPS TO "AGREE TERMS" NOT ACCEPTABLE - ESMA Written by Charlie Palmer on 16/01/2021 Read more
433	WORLD AUTHORITIES MOVE AGAINST BITCOIN Written by Charlie Palmer on 16/01/2021 Read more
434	AUTO SR REPORTS FOR MORTGAGE BROKERS Written by Charlie Palmer on 16/01/2021 Read more
435	NICK HALL, EXPLAINS - THE DOG IS A DOG, AND NOT A CUDDLY INSURANCE POLICY Written by Charlie Palmer on 16/01/2021 Read more
436	Ken Baksh of IFAC's investment view Feb 2021 Written by Charlie Palmer on 01/02/2021 Read more
437	TRAINING COURSES AT IFAC Written by Charlie Palmer on 10/02/2021 Read more
444	FCA Compliant Complaints Handling Written by Charlie Palmer on 15/02/2021 Read more
440	Data Protection Officer training Written by Charlie Palmer on 15/02/2021 Read more
438	Director and Supervisor training, including sign off for FCA purposes Written by Charlie Palmer on 12/02/2021 Read more
439	Anti Money Laundering revisited for SMF 17’s Written by Charlie Palmer on 15/02/2021 Read more
442	Pensions technical – new developments in Pension work, GAR transfers Written by Charlie Palmer on 15/02/2021 Read more
441	Vulnerable Clients Written by Charlie Palmer on 15/02/2021 Read more
443	Compliance officer training course for SMF16 Written by Charlie Palmer on 15/02/2021 Read more
445	TCF and the suitability of advice Written by Charlie Palmer on 15/02/2021 Read more
449	Retirement Income Planning and FCA paper GC20/1 Written by Charlie Palmer on 10/03/2021 Read more
450	The Training and Competence sourcebook (TC) changes Written by Charlie Palmer on 11/03/2021 Read more
451	FCA directory list and the option for a bulk upload Written by Charlie Palmer on 18/03/2021 Read more
452	Whistleblowing and the FCA Written by Charlie Palmer on 25/03/2021 Read more
453	Ken Baksh investment view April 21 Written by Charlie Palmer on 08/04/2021 Read more
454	FCA WARNS ADVISORS ON USING WHATSAPP AND SOCIAL MEDIA Written by Charlie Palmer on 22/04/2021 Read more
455	CORPORATE PLANNING IDEAS ON RETIREMENT Written by Charlie Palmer on 22/04/2021 Read more
456	Madoff Dies Written by Charlie Palmer on 22/04/2021 Read more
457	From Madoff to Woodford Written by Charlie Palmer on 22/04/2021 Read more
458	CRB - DBS CHECK Written by Charlie Palmer on 22/04/2021 Read more
459	INVESTMENT BONDS & CARE HOMES Written by Charlie Palmer on 22/04/2021 Read more
460	BEREAVEMENT GUIDANCE Written by Charlie Palmer on 22/04/2021 Read more
461	WOMEN INVESTORS Written by Charlie Palmer on 22/04/2021 Read more
462	FCA DATA LAKE Written by Charlie Palmer on 22/04/2021 Read more
463	ONLINE TRAINING - TCF, VULNERABLE CLIENTS AND THE PUBLIC INTEREST DISCLOSURE ACT PIDA Written by Charlie Palmer on 27/04/2021 Read more
464	ONLINE TRAINING - AML AND SMF17 ROLE Written by Charlie Palmer on 27/04/2021 Read more
465	ONLINE TRAINING - DATA PROTECTION AND COMPLAINTS Written by Charlie Palmer on 27/04/2021 Read more
466	ONLINE TRAINING - FOUNDATION IN FCA REGULATION FOR SUPPORT STAFF Written by Charlie Palmer on 27/04/2021 Read more
467	ONLINE TRAINING - SMF3 COMPANY DIRECTOR IN FINANCIAL SERVICES Written by Charlie Palmer on 27/04/2021 Read more
468	ONLINE TRAINING - M&A IN RETAIL FINANCIAL SERVICES - A GUIDE FOR BUYERS AND SELLERS GUIDE Written by Charlie Palmer on 27/04/2021 Read more
474	New Supervisor Audit Pack issued by IFAC Written by Charlie Palmer on 07/05/2021 Read more
475	File Check Results Paper Written by Charlie Palmer on 11/05/2021 Read more
477	CP21/13 – A New Consumer Duty Written by Charlie Palmer on 20/05/2021 Read more
478	SMF REGIME – WHAT IS THE POINT OF IT ALL? Written by Charlie Palmer on 20/05/2021 Read more
480	Ken Baksh investment view June 21 Written by Charlie Palmer on 01/06/2021 Read more
481	INVESTMENT PATHWAYS Written by Charlie Palmer on 07/06/2021 Read more
482	LENDING MONEY PRIVATELY Written by Charlie Palmer on 07/06/2021 Read more
484	Provider Disclosure of charges - Can your rely on it? Written by Charlie Palmer on 28/06/2021 Read more
469	ONLINE TRAINING - INTRODUCERS AND APPOINTED REPRESENTATIVES Written by Charlie Palmer on 27/04/2021 Read more
470	ONLINE TRAINING - SMF16 – COMPLIANCE DIRECTOR TRAINING Written by Charlie Palmer on 27/04/2021 Read more
471	IFAC ONLINE TRAINING - MAY AND JUNE 2021 Written by Charlie Palmer on 28/04/2021 Read more
483	BOND YIELDS AND DB SCHEMES AND DILEMMAS FOR IFAS Written by Charlie Palmer on 17/06/2021 Read more
479	Return to Work - policies and procedures Written by Charlie Palmer on 24/05/2021 Read more
476	CP21/13 – A New Consumer Duty Written by Charlie Palmer on 17/05/2021 Read more
473	NEXT WEEKLY OPEN SURGERY - MONDAY 10TH MAY AT 12 MIDDAY UNTIL 12.30PM Written by Charlie Palmer on 07/05/2021 Read more
472	Ken Baksh investment view May 21 Written by Charlie Palmer on 04/05/2021 Read more
485	IFAC welcome Peter Hall to help with BAT Written by Charlie Palmer on 28/06/2021 Read more
486	Ken Baksh investment view July 21 Written by Charlie Palmer on 01/07/2021 Read more
487	File Check Results Paper - Q2 2021 Written by Charlie Palmer on 08/07/2021 Read more
488	FCA GRANTED RULE CHANGING LICENCE Written by Charlie Palmer on 08/07/2021 Read more
489	FUNERAL PLANS Written by Charlie Palmer on 08/07/2021 Read more
490	FEATURE ARTICLE FROM KIRSTY TURNER, PENSION EXPERT AT IFAC Written by Charlie Palmer on 16/07/2021 Read more
491	Ken Baksh investment view August 21 Written by Charlie Palmer on 02/08/2021 Read more
492	FCA probe into Monzo - what this means for IFAs Written by Charlie Palmer on 06/08/2021 Read more
493	FCA “APOLOGISE” FOR SMF APPROVAL DELAYS Written by Charlie Palmer on 02/09/2021 Read more
494	SAVING RATES IN UK LEAD TO AN IFA SAVINGS BOOM Written by Charlie Palmer on 02/09/2021 Read more
495	MASTERCARD RULING IS JUST THE START Written by Charlie Palmer on 03/09/2021 Read more