News

News

  • You come across a client earning £500,000 per annum. You find that he’s living in a smallish semi-detached house and driving an average car, and has no evidence of savings except for £10,000 in the bank. What should you do?
    Newsletter
  • To meet Financial Conduct Authority (FCA) guidance on financial exclusion, what evidence of identity would be acceptable where a person cannot reasonably be expected to produce detailed evidence of identity? a) Confirmation of identity from a family member b) A letter from the individual's employer c) A letter from a person in a position of responsibility
    Newsletter
  • Select the statement which best describes advice requirements under MiFID II:
    Newsletter
  •  Why suitability reports are required for protection products We spend a lot of time talking with clients about the necessity for a suitability report for protection clients. There seems to be a disconnect between advisers who focus their business on this area, and those who take a more holistic approach to their advice.
    GI news
  • SASS and loanbacks etc 
    Pension News
  • Employee benefits The employee benefit market has changed beyond all recognition.   Two years ago firms were shocked to see their group PPP renewal scheme income freefall due to AE.
    Pension News
  • Jargon buster For all users with an interest in fintech- here is a definitive dictionary of some of the more obscure terms.   Algorithm Rules of computation to be followed in calculations and in other problem solving.  It sets the process to be followed.
    Newsletter
  • Mifid II is not black and white when it comes to what?  
    Newsletter
  • What statement best describes what TCF is NOT about? a) Helping customers fully understand the features, benefits, risks and costs of the financial product. b) Creating satisfied customers. c) Encouraging best practice before, during and after a sale. d) Administering fines to firms found not to be treating their customers fairly.  
    Newsletter
  • Most people agree that auto-enrolment has been a success.  It is the modern client state in action, and a sign of great change since Mrs Thatcher’s reforms that it should be introduced by a Conservative Government.  
    Newsletter

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